First Time Home Buyer Loans
there’s money out there to help you get into a new home
Buying your first home can be overwhelming but our team knows this stuff backwards and forwards. Let us get you in a new home for as little as $500 to get started.
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Save As You Go FHA Program
- Get started with just $500 down
- Lock in pricing on the home of your choice
- Save up the remainder of the down payment on your schedule
680+ Credit Score Program
- Your hard work pays off:
Get rewarded for great credit - Lower down payments
- Reduces or eliminates Private Mortgage Insurance (PMI)
VA Program
- Thank you for your service:
You deserve to own your dream home - Vets pay no PMI
- Pay zero down, zero out-of-pocket closing costs
Rural Housing USDA Program
- Own your dream home—away from hectic city life
- 100 percent financing
- Low PMI
Custom Build on Your Own Lot Program
- 20 percent down construction loan
- Build on your existing lot, or purchase new land
- Tear-down-and-rebuild projects available
First Time Plus Program
- Get help with your down payment
- Take full advantage of government assistance programs
- Start now, but move only when your current lease is up
Grant Money Program
- Earn up to $8,000 in grant money
- You need not be a first-time home buyer to qualify
- Minimize your out-of-pocket expenses
Conventional Loan Program
- Typically requires a credit score of 680+
- Enjoy the security of fixed rates and payments
- Loans up to the $400,000 range
REO & Renovation Loan Program
- Available for Home Path/Home Style properties
- Purchase and renovate your new home—all with one loan
- Requires a down payment of just 3 to 5 percent
Credit Repair Program
- Not your average approach to credit repair
- Free consultation
- No monthly fee